Ricky Vazquez

NMLS #229315

708-557-8401

Ricky@eliteratellc.com

Ricky Vazquez Home Loan Expert

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Lease-to-Own Agreements: A Unique Path to Homeownership

Lease-to-Own Agreements: A Unique Path to Homeownership

Today, we're going to explore an unconventional, yet incredibly effective, avenue to homeownership: Lease-to-Own agreements. If you've been yearning to call a place your own but have faced hurdles in the traditional mortgage landscape, this could be your

Jan 30, 2024 | Purchasing a Home

Weighing Your Options: 20% Down Payment vs. Mortgage Insurance

Weighing Your Options: 20% Down Payment vs. Mortgage Insurance

In the intricate dance of real estate, prospective homebuyers often find themselves at a crossroads, faced with the pivotal decision of how much to contribute as a down payment. The classic choice of a 20% down payment remains the beacon of tradition, but

Jan 23, 2024 | Purchasing a Home

The Federal Reserve's Role in Shaping Mortgage Rates

The Federal Reserve's Role in Shaping Mortgage Rates

In the dynamic world of the American economy, one institution holds the reins, steering the course—the Federal Reserve, affectionately known as the "Fed." As the guardian of monetary policy, it exerts a potent influence on various aspects of our fin

Jan 16, 2024 | Purchasing a Home Interest Rates

Avoiding Common Homebuyer Mistakes in a Seller's Market

Avoiding Common Homebuyer Mistakes in a Seller's Market

We've been in a seller's market for a while now; the pandemic stirred up massive demand for more residential space, and the supply of homes has not been able to keep up since then. A seller's market can present unique challenges and opportunities for pros

Jan 09, 2024 | Purchasing a Home

The Rise of House-Hacking Among Millennials and Gen Z

The Rise of House-Hacking Among Millennials and Gen Z

Amidst escalating home prices and rising interest rates, a notable trend is gaining traction among Gen Z and millennial homebuyers: "house hacking." This innovative strategy involves renting out a part or the entirety of a home to generate supplementary i

Jan 02, 2024 | Purchasing a Home

What Are the Tax Benefits of Homeownership?

What Are the Tax Benefits of Homeownership?

Today, we're about to embark on a journey that delves into the intricate world of financial wisdom concealed within the very walls of your home.  We'll unravel the hidden tax treasures that homeownership bestows upon the wise. It's not merely about b

Dec 26, 2023 | Purchasing a Home

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